Health Insurance and Life Insurance Products

Our Life Insurance Prequalifying Service (LIPS) will prequalify you for a policy without jeopardizing your eligibility for coverage.

We will give you an accurate life insurance quote... based on thorough research with carriers specializing in your type of risk... at no charge, no obligation, and with no formal application. This puts you in the driver's seat. We do all the shopping for you... then you decide whether or not to apply for coverage.

The LIPS program is risk-free... whether you have a medical condition... a history of serious illness... or you enjoy a dangerous hobby, such as scuba diving. Even if you have been declined or rated on prior applications, you can receive all the benefits of this service.

Life Insurance Quote
Have you been rated or declined on a prior application? We know which companies can provide the best rates for your specific type of risk. Most importantly, we know how to present your case to the underwriters, to get the most favorable assessment.

Term Insurance
Term Life Insurance is available with premium guarantees of 10, 15, 20, and 30 years, depending on your state of residence. Many companies have a very desirable combination of low cost term products, as well as competitive cash value products for conversion.

Cash Value Insurance
We represent many companies with products that accumulate cash values. They include whole and universal Life Insurance. The cash values they develop can be important assets for your estate, retirement, and business planning.

Health Insurance
Health Insurance is a companion to Life Insurance in the management of life's risks. A fully balanced insurance portfolio should include the proper amounts of life, medical, disability and long-term care coverage.

Eldercare and Disability Planning
Steven Kobrin is the Executive Director of The Eldercare and Disability Financial Management Group. Learn how this professional group of planners, attorneys, accountants, insurance brokers, and investment advisors can assist you at every stage of your financial planning.

Health Insurance for Foreign Travel

Medical Insurance is available for people that travel abroad. It will cover you for travel from the US to Israel... from Australia back to the US... and between other points across the globe. You can go on-line and read all the details about the health insurance coverage and then apply immediately.

The Kobrin Agency, Inc.
6-05 Saddle River Road, #103
Fair Lawn, NJ 07410    USA

1 (866) 633-1818   Phone (Toll-Free)
1 (201) 796-8142   Phone (Local NJ)
1 (201) 796-8244   Fax
skobrin@thekobrinagency.com

Copyright © 2001-2008
by The Kobrin Agency, Inc.
All rights reserved.

Life Insurance License Notice
The Kobrin Agency, Inc., is life insurance licensed only in the state of New Jersey, USA. Residents of other states should request assistance through the web site of Steven H. Kobrin, LUTCF, instead of through The Kobrin Agency, Inc. Use of this web site indicates understanding of these statements.